MEDICARE Made Crystal Clear: Avoid the Many Pitfalls, Navigate the Landmines (Understanding Your Med

Product Description

You are or will be eligible for Medicare. That's the good news. The bad news; you are confused and probably intimidated. You don't know where to start. Bottom line, you do not really understand Medicare. You wonder in your heart if you'll ever get it. You have come to the right place, let's do this together. Take advantage of my 29 years in the Medicare insurance arena. As a Medicare insurance specialist, I have helped thousands of Medicare recipients. I promise to help you understand Medicare. I promise to help you make the right Insurance choice(s). These proven methods really work. I teach a Medicare class at two local colleges on a regular basis here in northern Nevada; Truckee Meadows Community College In Reno, and Western Nevada College in Carson City. Ask yourself these questions:

* Do you know when to enroll in Medicare? This may not be as obvious as you think.
* Do you know how to enroll in Medicare?
* What if you have group insurance after age 65?
* Should you choose Original Medicare A and B, or an Advantage Plan?
* What exactly is the difference between the two? Hint: it is substantial.
* What is Managed Care? What is the difference between an HMO and a PPO?
* Which Part D Rx plan will work the best for you?
* Hint: in choosing a Part D plan, it is not simple nor obvious.
* Do you know the penalties in Parts B and D that can last a lifetime?
* What are the pitfalls in Advantage and Rx plans?
* Do you know what is not covered with Original Medicare?
* What is the appeal process?

Now you know the questions. Do you want the answers?

Dealing with this maze we call Medicare is a part of your retirement planning. The costs for your health care, starting at age 65, are estimated to be over $300,000 per person. There is no way to predict ahead of time what your actual costs will be. Pre-planning is imperative. The information in this book will go a long way in assisting you in understanding and making these important decisions.

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