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Indemnity Only: A V. I. Warshawski Novel Mass Market Paperback – June 1, 1991
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Meeting an anonymous client late on a sizzling summer night is asking for trouble. But trouble is Chicago private eye V.I. Warshwski’s specialty. Her client says he’s the prominent banker John Thayer. Turns out he’s not. He says his son’s girlfriend, Anita Hill, is missing. Turns out that’s not her real name. V.I.’s search turns up someone soon enough—the real John Thayer’s son, and he’s dead.
Who’s V.I.'s client? Why has she been set up and sent out on a wild-goose chase? By the time she's got it figured, things are hotter—and deadlier—than Chicago in July. V.I.’s in a desperate race against time. At stake: a young woman’s life.
- Print length336 pages
- LanguageEnglish
- PublisherDell
- Publication dateJune 1, 1991
- Dimensions4.21 x 0.85 x 6.65 inches
- ISBN-100440210690
- ISBN-13978-0440210696
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Editorial Reviews
Review
“The best on the beat? V.I. Warshawski [is] the top of the line.”—Chicago Tribune
“Who is America’s most convincing and engaging professional female private eye? V.I. Warshawski, the star of Sara Paretsky’s series about white-collar crime and wall-to-wall corruption in Chicago, now clearly leads the growing field.”—Entertainment Weekly
“What really continues to amaze and impress about this series is V.I. herself, undoubtedly one of the best-written characters in mystery fiction.”—The Baltimore Sun
“Parentsky’s work does more than turn a genre upside down: Her books are beautifully paced and plotted. . . . The dialogue is fresh and smart.”—Newsweek
From the Publisher
"The Chicago writer whose name always makes the top of the list when people talk about the new female operatives." -- Marilyn Stasio, The New York Times Book Review.
From the Back Cover
About the Author
Excerpt. © Reprinted by permission. All rights reserved.
Summertime
The night air was thick and damp. As I drove south along Lake Michigan, I could smell rotting alewives like a faint perfume on the heavy air. Little fires shone here and there from late-night barbecues in the park. On the water a host of green and red running lights showed people seeking relief from the sultry air. On shore traffic was heavy, the city moving restlessly, trying to breathe. It was July in Chicago.
I got off Lake Shore Drive at Randolph Street and swung down Wabash under the iron arches of the elevated tracks, At Monroe I stopped the car and got out.
Away from the lake the city was quieter. The South Loop, with no entertainment beyond a few peep-shows and the city lockup, was deserted—a drunk weaving uncertainly down the street was my only companion. I crossed Wabash and went into the Pulteney Building next to the Monroe Street Tobacco Store. At night it looked like a terrible place to have an office. The hall’s mosaic-tiled walls were chipped and dirty. I wondered if anyone ever washed the scuffed linoleum floor. The lobby must create a reassuring impression on potential clients.
I pushed the elevator button. No response. I tried again. Again no response. I shoved open the heavy stairwell door, climbing slowly to the fourth floor. It was cool in the stairwell and I lingered there a few minutes before moving on down the badly lit hallway to the east end, the end where rents are cheaper because all the offices look out on the Wabash el. In the dim light I could read the inscription on the door: “V. I. Warshawski. Private Investigator.”
I had called my answering service from a filling station on the North Side, just a routine check on my way home to a shower, air conditioning, and a late supper. I was surprised when they told me I had a caller, and unhappy when they said he’d refused to give a name. Anonymous callers are a pain. They usually have something to hide, often something criminal, and they don’t leave their names just so you can’t find out what they’re hiding ahead of time.
This guy was coming at 9:15, which didn’t even give me time to eat. I’d spent a frustrating afternoon in the ozone-laden heat trying to track down a printer who owed me fifteen hundred dollars. I’d saved his firm from being muscled out by a national chain last spring and now I was sorry I’d done it. If my checking account hadn’t been so damned anemic, I’d have ignored this phone call. As it was, I squared my shoulders and unlocked the door.
With the lights on my office looked Spartan but not unpleasant and I cheered up slightly. Unlike my apartment, which is always in mild disarray, my office is usually tidy. I’d bought the big wooden desk at a police auction. The little Olivetti portable had been my mother’s, as well as a reproduction of the Ufizzi hanging over my green filing cabinet. That was supposed to make visitors realize that mine was a high-class operation. Two straight-backed chairs for clients completed the furniture. I didn’t spend much time here and didn’t need any other amenities.
I hadn’t been in for several days and had a stack of bills and circulars to sort through. A computer firm wanted to arrange a demonstration of what computers could do to help my business. I wondered if a nice little desktop IBM could find me paying customers.
The room was stuffy. I looked through the bills to see which ones were urgent. Car insurance—I’d better pay that. The others I threw out—most were first-time bills, a few second-time. I usually only pay bills the third time they come around. If they want the money badly, they won’t forget you. I stuffed the insurance into my shoulder bag, then turned to the window and switched the air conditioner onto “high.” The room went dark. I’d blown a fuse in the Pulteney’s uncertain electrical system. Stupid. You can’t turn an air conditioner right onto “high” in a building like this. I cursed myself and the building management equally and wondered whether the storeroom with the fuse boxes was open at night. During the years I’d spent in the building, I’d learned how to repair most of what could go wrong with it, including the bathroom on the seventh floor, whose toilet backed up about once a month.
I made my way back down the hall and down the stairs to the basement. A single naked bulb lit the bottom of the stairs. It showed a padlock on the supply-room door. Tom Czarnik, the building’s crusty superintendent, didn’t trust anyone. I can open some locks, but I didn’t have time now for an American padlock. One of those days. I counted to ten in Italian, and started back upstairs with even less enthusiasm than before.
I could hear a heavy tread ahead of me and guessed it was my anonymous visitor. When I got to the top, I quietly opened the stairwell door and watched him in the dim light. He was knocking at my office door. I couldn’t see him very well, but got the impression of a short stocky man. He held himself aggressively, and when he got no answer to his knocking, he opened the door without hesitation and went inside. I walked down the hallway and went in after him.
A five-foot-high sign from Arnie’s Steak Joynt flashed red and yellow across the street, providing spasms of light to my office. I saw my visitor whirl as I opened the door. “I’m looking for V. I. Warshawski,” he said, his voice husky but confident—the voice of a man used to having his own way.
“Yes,” I said, going past him to sit behind my desk.
“Yes, what?” he demanded.
“Yes, I’m V.I. Warshawski. You call my answering service for an appointment?”
“Yeah, but I didn’t know it would mean walking up four flights of stairs to a dark office. Why the hell doesn’t the elevator work?”
“The tenants in this building are physical fitness nuts. We agreed to get rid of the elevator—climbing stairs is well known as a precaution against heart attacks.”
In one of the flashes from Arnie’s I saw him make an angry gesture. “I didn’t come here to listen to a comedienne,” he said, his husky voice straining. “When I ask questions I expect to hear them answered.”
“In that case, ask reasonable questions. Now, do you want to tell me why you need a private investigator?”
“I don’t know. I need help all right, but this place—Jesus—and why is it so dark in here?”
“The lights are out,” I said, my temper riding me. “You don’t like my looks, leave. I don’t like anonymous callers, either.”
“All right, all right,” he said placatingly. “Simmer down. But do we have to sit in the dark?”
I laughed. “A fuse blew a few minutes before you showed up. We can go over to Arnie’s Steak Joynt if you want some light.” I wouldn’t have minded getting a good look at him myself.
He shook his head. “No, we can stay here.” He fidgeted around some, then sat in one of the visitors’ chairs.
“You got a name?” I asked, to fill in the pause while he collected his thoughts.
“Oh, yeah, sorry,” he said, fumbling in his wallet. He pulled out a card and passed it across the desk. I held it up to read in a flash from Arnie’s. “John L. Thayer, Executive Vice-President, Trust, Ft. Dearborn Bank and Trust.” I pursed my lips. I didn’t make it over to La Salle Street very often, but John Thayer was a very big name indeed at Chicago’s biggest bank. Hot diggity, I thought. Play this fish right, Vic, I urged myself. Here come de rent!
I put the card in my jeans pocket. “Yes, Mr. Thayer. Now what seems to be the problem?”
“Well, it’s about my son. That is, it’s about his girl friend. At least she’s the one who—” He stopped. A lot of people, especially men, aren’t used to sharing their problems, and it takes them a while to get going. “You know, I don’t mean any offense, but I’m not sure I should talk to you after all. Not unless you’ve got a partner or something.”
I didn’t say anything.
“You got a partner?” he persisted.
“No, Mr. Thayer,” I said evenly. “I don’t have a partner.”
“Well, this really isn’t a job for a girl to take on alone.”
A pulse started throbbing in my right temple. “I skipped dinner after a long day in the heat to meet you down here.” My voice was husky with anger. I cleared my throat and tried to steady myself. “You wouldn’t even identify yourself until I pushed you to it. You pick at my office, at me, but you can’t come out and ask anything directly. Are you trying to find out whether I’m honest, rich, tough, or what? You want some references, ask for them. But don’t waste my time like this. I don’t need to argue you into hiring my services—it was you who insisted on making an appointment for the middle of the night.”
Product details
- Publisher : Dell (June 1, 1991)
- Language : English
- Mass Market Paperback : 336 pages
- ISBN-10 : 0440210690
- ISBN-13 : 978-0440210696
- Item Weight : 2.31 pounds
- Dimensions : 4.21 x 0.85 x 6.65 inches
- Best Sellers Rank: #172,074 in Books (See Top 100 in Books)
- #878 in Hard-Boiled Mystery
- #6,917 in Women Sleuths (Books)
- #14,112 in Suspense Thrillers
- Customer Reviews:
About the author

Called a "genius" by Lee Child and "one of the all time greats" by Karin Slaughter, Sara Paretsky transformed the role of women in the mystery world with her detective, V.I. Warshawski. V.I. is tough, feminine and vulnerable, but above all loyal to her friends and clients. Paretsky and Warshawski share a love of singing, Golden Retrievers and Italian reds. V.I. has escaped many near-death experiences, including drowning in Chicago's swamps (Blood Shot), falling down an elevator shaft (Burn Marks), and multiple attempts to shoot her down (Dead Land). Paretsky would have retired to the Umbrian Hills after one such event, but V.I. keeps coming back for more.
Paretsky's passion for social justice is reflected in her novels but also in her support for reproductive health and the welfare of women and children. She founded Sisters in Crime, an international organization that advocates for women in the mystery/thriller field. She is one of four living writers to earn both the Cartier Diamond Dagger from the British Crime Writers and Grand Master from the Mystery Writers of America.
Visit Sara's website, www.saraparetsky.com, find her on Facebook, www.facebook.com/SaraParetsky, and follow her on Twitter @Sara1982P.
Customer reviews
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Learn more how customers reviews work on AmazonCustomers say
Customers find this book to be great escape reading with a simple but good plot and mystery, featuring wonderful characters and a fast-paced narrative that holds their interest throughout. The writing style receives mixed feedback - while some praise the brilliant writing, others note many distracting typographical errors. Customers appreciate the strong female protagonist and Chicago setting, with one review specifically highlighting the detailed descriptions of the city.
AI-generated from the text of customer reviews
Customers find the book highly readable, describing it as a great escape read and a fine novel, with one customer noting that the last part was particularly wonderful.
"...I enjoyed the read. Great story!" Read more
"3-1/2 stars. Fun, hard-boiled, private detective mystery...." Read more
"Sara Paretsky wrote an amazing and hard to put down book...." Read more
"...seen some movie based on a book which turned me off but the book is actually pretty good...." Read more
Customers enjoy the plot and mystery of the book, with one customer highlighting its great twists and turns.
"...I enjoyed the read. Great story!" Read more
"3-1/2 stars. Fun, hard-boiled, private detective mystery...." Read more
"...The story was solid but the description wasn’t always fluid. But a good read nevertheless and I’ll continue with the series" Read more
"...I bought both the Kindle and Audiobook. I was able to easily follow the story while commuting...." Read more
Customers appreciate the character development in the book, with one customer particularly noting the detailed descriptions of people, including accents and jargon.
"...nicely combines setting (gritty 1980’s Chicago), action, dialog, and character (Polish-Italian ethnic mix adds nice flavor)...." Read more
"...The protagonist displays an interesting mixture of character traits with a feminist slant...." Read more
"Good story, good first person character. This is the author's first novel with V I Warshawski...." Read more
"...author hype and read it for what it is – a well written, filled with great characters, enjoyable read, especially for those familiar with the city..." Read more
Customers find the book fast-paced and easy to read.
"...It is written in modern conversational English and has a relatively easy flow. The story is, although unlikely, fairly easy to follow...." Read more
"...Detective story done the old way. Fast paced and very entertaining!" Read more
"...Very fast read keeps you wanted to turn the page. I lost sleep from reading in bed...lol" Read more
"If you like a good mystery and love Chicago, she is the PI for you! Fast paced, keeps you in your toes." Read more
Customers find the book engaging and exciting, with one customer noting how the strategic thinking is taught in a kick-ass way.
"...The importance of physical strength, courage, and strategic thinking is taught in a kick ass way...." Read more
"She keeps the interest peaked and you don't know who did it until the end...." Read more
"...Always worth the time to read. Fun, gutsy, Soulful and free. V.I. is for me." Read more
"...as sympathetic a character as in later books in the series, she is interesting and believable...." Read more
Customers appreciate the book's setting, with one noting it is well set with Chicago details, while another mentions it is specifically 1979 Chicago.
"...But this was a good start. The setting made the book for me: great images of Chicago, as hard-boiled as the crime and the detective work; and the..." Read more
"...Makes me as t to read the next book. Like the setting in Chicago.R" Read more
"...These are set in blue-collar, south Chicago, which is very different from anything I've ever known...." Read more
"...The main character, rich setting, and plot twisting had me savoring this one. Looking forward to reading the whole series." Read more
Customers appreciate the strength of the female protagonist in the book, describing her as a smart, gutsy, and hard-nosed private investigator.
"...Such an empowering book for a female. The importance of physical strength, courage, and strategic thinking is taught in a kick ass way...." Read more
"Layer after layer the story line pulls you in. Good hard nosed woman who won't give up. Makes me as t to read the next book...." Read more
"...Always worth the time to read. Fun, gutsy, Soulful and free. V.I. is for me." Read more
"...Couldn't put it down got it read in two days. Loved reading about a female private investigator." Read more
Customers have mixed opinions about the writing style of the book, with some praising the brilliant prose while others find it disjointed with many distracting typographical errors and forced dialogue.
"Sara Paretsky wrote an amazing and hard to put down book. It is well written, well thought out and I would unquestionably recommend this book to..." Read more
"...It is written in modern conversational English and has a relatively easy flow. The story is, although unlikely, fairly easy to follow...." Read more
"...voices tends to sound very similar, many sentences and paragraphs feel completely unedited...." Read more
"No cell phones, no internet, and good grammar. I am re reading V.I. and it is bringing back happy memories...." Read more
Top reviews from the United States
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- Reviewed in the United States on November 22, 2024First V.I. I have ever read although I once saw a movie about her. I enjoyed the read. Great story!
- Reviewed in the United States on August 6, 20223-1/2 stars. Fun, hard-boiled, private detective mystery. Paretsky nicely combines setting (gritty 1980’s Chicago), action, dialog, and character (Polish-Italian ethnic mix adds nice flavor). The writing flows quickly and easily, though is certainly not sophisticated. Character’s voices tends to sound very similar, many sentences and paragraphs feel completely unedited.
While I liked V.I. Warshawski (Vic), her character felt a bit under-developed. I didn’t feel anything for her, though there were certainly some interesting elements presented. She’s an early female PI, strong, unapologetic woman in a clearly male-dominated context. But in the end she seemed somewhat flat, trope-ish with regular sarcasm and cynicism, detective work with heart, smart and tough. She was detached from romance, but dedicated to a few friends. Her judgment in choice of romance felt off. Why didn’t she ever consider that he was part of the criminal enterprise?
Cracking the case involved reaching into the corruption in Chicago which combined police protection of their own, and top (corrupt) union guys and others. She solved the case through a combination of instinctive (lucky?) guesses from the start and a painstaking bar-to-bar search (on a rather inconclusive issue, I thought). She mostly figured out the case in somewhat random ways, and way too much was revealed all at once in an info dump by the bad guys at the end. I get how she solved the case, but don’t get how that led to the end of that deep Chicago-corruption protection racket such that all the bad guys suddenly go to jail and the good guys are free to live their lives again.
I suspect some of my unsatisfied feeling about Vic as a character would go away once I go on to read beyond #1 of the series. But this was a good start. The setting made the book for me: great images of Chicago, as hard-boiled as the crime and the detective work; and the time, in the 1980’s, when women had to confront male dominance and arrogance, and solve mysteries without cell phones or the internet. That was nice.
- Reviewed in the United States on November 23, 2024Sara Paretsky wrote an amazing and hard to put down book. It is well written, well thought out and I would unquestionably recommend this book to many people
- Reviewed in the United States on March 22, 2019Mourning the loss of Another author a friend suggested this. I’d seen some movie based on a book which turned me off but the book is actually pretty good. The story was solid but the description wasn’t always fluid. But a good read nevertheless and I’ll continue with the series
- Reviewed in the United States on March 21, 2019This is a pretty good debut novel by Sara Paretsky. It is written in modern conversational English and has a relatively easy flow. The story is, although unlikely, fairly easy to follow. I bought both the Kindle and Audiobook. I was able to easily follow the story while commuting. If I was confused at all I simply relistened to a segment or reread that part of the story on Kindle. I like the novel.
The novel was published in 1982 and is set in Chicago in, I think, 1979. The protagonist is a female private detective. The protagonist displays an interesting mixture of character traits with a feminist slant.
By almost sheer coincidence I had read "The Godwulf Manuscript" by Robert Parker just before reading this fine novel. I state almost sheer conicidence because I am interested in the first novels of various authors and also more specifically the first novels of mystery writers, "The Godwulf Manuscript" was published in 1973, approximately nine years before "Indemnity Only". There are many interesting parallels.
The following paragraph deals with the two stories, I will attempt to be vague, but one may wish to read the stories first.
Both protagonists are private detectives, one male, the other one female. Both detectives freely make numerous sarcastic comments, including to the people that hire them and pay them. Both detectives display above average fighting skills, although I think that is common in the realm of the Noir detective. (Obviously this may be slightly unusual for the female protagonist.). Both stories are set in large cities, Boston and Chicago. Both stories require the detectives to interact with local universities, staff and students. Both detectives debate the proper use of "who versus whom" with others, in the case of V. I. Warshawski, with a police officer. Both detectives commit illegal breaking and enterings during investigations, only to make similar discoveries. Both detectives need to make trips to more affluent suburbs and interact with snobbish antagonists.
I found the above similarities fascinating. In that "Indemnity Only" was published some nine years after "The Godwulf Manuscript" I have made some attempt to discover if Sara Paretsky finds Mister Parker's work particularly inspirational. Thus far I have discovered nothing, although she does credit other prior mystery writers. I am only a student and not in any way an expert. All of this may be a coincidence and / or Sara Paretsky may be a huge fan of Robert Parker and I am ill informed. I am, nonetheless really glad that I read these two fine novels, more or less, back to back....
In summary, I really liked this first Sara Paretsky novel and am looking forward to reading another in the near future. It probably will not be immediately, but I have already obtained a subsequent, "non Warshawski" novel, "Bleeding Kansas". Thank You...
- Reviewed in the United States on September 7, 2018I read this 30 years ago when I was avidly seeking mysteries written by women because the heroines are capable adults who don’t need to trade sex for anything. I was tired of the depictions of women as bimbos, of depictions of men as a prize—yes, a prize who could be bought by women being silly little girls who love whatever the man gives them. As my dear mother once said to me many years ago when we talked about a certain person being sexy; mom said, "But afterward, you'd have to talk to him." I enjoy reading about characters who have character, and are ethical. I like capable characters. Period. I am grateful for the lessons my parents taught me.
- Reviewed in the United States on January 10, 2023Ahh...If only I read this book as a teenager. Such an empowering book for a female. The importance of physical strength, courage, and strategic thinking is taught in a kick ass way. Even some coping skills on grief thrown in for free. Plus a great mystery!
- Reviewed in the United States on October 2, 2023Layer after layer the story line pulls you in. Good hard nosed woman who won't give up. Makes me as t to read the next book. Like the setting in Chicago.R
Top reviews from other countries
- Mary T. MelchertsReviewed in Australia on May 20, 2017
4.0 out of 5 stars Although this was written inthe seventies the pace is good and the PI sassy and smart moiuthed
Although this was written inthe seventies the pace is good and the PI sassy and smart moiuthed. It was a fun read. Set in Chicago with many period references which I just skipped over. Will read more of the series.
-
さんぺいReviewed in Japan on April 9, 2005
5.0 out of 5 stars 探偵小説の傑作
バツイチの私立探偵Vicが謎めいた依頼者から若い女性の捜索を依頼されたところから事件が始まる。
途中で依頼者から調査を中止するように頼まれるが、正義感の強いVicは、マフィアに痛めつけられても怯まず、少しずつ事件の核心に迫る。
事件の全容は最後まで分からず、本格的な推理小説といった感じです。
英文は読みやすいと思いますが、中身は密度が濃いので、読み応えがあると思います。
- JMB1779Reviewed in the United Kingdom on November 18, 2009
4.0 out of 5 stars Synopsis - 1st V.I. Warshawski mystery
Meeting an anonymous client late on a sizzling summer night is asking for trouble. But trouble is Chicago private eye V. I. Warshawski's speciality. Her client says he's the prominent banker, John Thayer. Turns out he's not. He says his son's girlfriend, Anita Hill, is missing. Turns out that's not her real name. V.I's search turns up someone soon enough - the real John Thayer's son, and he's dead. Who's V.I.'s client? Why has she been set up and sent out on a wild goose chase? By the time she's got it figured, things are hotter - and deadlier - than Chicago in July. V.I.'s in a desperate race against time. At stake: a young woman's life.
This is great light entertainment. It may be dated, but I think that's part of the charm - I can just imagine her putting on the blazers and hunting down the bad guys in her tough girl style. Look forward to reading the next installment in the series. 3 1/2 stars.
- qcridderReviewed in Canada on May 22, 2015
5.0 out of 5 stars Five Stars
Thoroughly enjoyed it.
- R. HellerReviewed in Germany on February 27, 2019
5.0 out of 5 stars Good from the beginning: the 1st V.I. Warshawski story
And good from the beginning is Sara Paretsky’s output as author of detective stories and more, this being her first published work ever if I got that right.
I was curious for this after reading #17 and #18 and expected something lesser maybe. Fool I was. While V.I.’s personal whereabouts may have developed/changed a bit over the years, her basic character and her dear friend Dr. Lotty who offers medical and supportive services every now and then are consistent and a treat for the reader. As is the lively description of Chicago, its neighborhoods and traffic.
As you should be able to tell by now, this will not be my last V.I. Warshawski novel. The next one’s already waiting on my tablet :-)