Buy new:
-44% $13.99
FREE delivery Friday, May 17 on orders shipped by Amazon over $35
Ships from: Amazon.com
Sold by: Amazon.com
$13.99 with 44 percent savings
List Price: $25.00

The List Price is the suggested retail price of a new product as provided by a manufacturer, supplier, or seller. Except for books, Amazon will display a List Price if the product was purchased by customers on Amazon or offered by other retailers at or above the List Price in at least the past 90 days. List prices may not necessarily reflect the product's prevailing market price.
Learn more
Get Fast, Free Shipping with Amazon Prime FREE Returns
FREE delivery Friday, May 17 on orders shipped by Amazon over $35
Or fastest delivery Thursday, May 16. Order within 19 hrs 33 mins
In Stock
$$13.99 () Includes selected options. Includes initial monthly payment and selected options. Details
Price
Subtotal
$$13.99
Subtotal
Initial payment breakdown
Shipping cost, delivery date, and order total (including tax) shown at checkout.
Ships from
Amazon.com
Ships from
Amazon.com
Sold by
Amazon.com
Sold by
Amazon.com
Returns
30-day easy returns
30-day easy returns
This item can be returned in its original condition for a full refund or replacement within 30 days of receipt.
Read full return policy
Returns
30-day easy returns
This item can be returned in its original condition for a full refund or replacement within 30 days of receipt.
Read full return policy
Payment
Secure transaction
Your transaction is secure
We work hard to protect your security and privacy. Our payment security system encrypts your information during transmission. We don’t share your credit card details with third-party sellers, and we don’t sell your information to others. Learn more
Payment
Secure transaction
We work hard to protect your security and privacy. Our payment security system encrypts your information during transmission. We don’t share your credit card details with third-party sellers, and we don’t sell your information to others. Learn more
$11.96
Get Fast, Free Shipping with Amazon Prime FREE Returns
Used book that is clean, average condition without any missing pages. Used book that is clean, average condition without any missing pages. See less
FREE delivery Monday, May 20 on orders shipped by Amazon over $35
Only 1 left in stock - order soon.
$$13.99 () Includes selected options. Includes initial monthly payment and selected options. Details
Price
Subtotal
$$13.99
Subtotal
Initial payment breakdown
Shipping cost, delivery date, and order total (including tax) shown at checkout.
Access codes and supplements are not guaranteed with used items.
Kindle app logo image

Download the free Kindle app and start reading Kindle books instantly on your smartphone, tablet, or computer - no Kindle device required.

Read instantly on your browser with Kindle for Web.

Using your mobile phone camera - scan the code below and download the Kindle app.

QR code to download the Kindle App

Follow the author

DK
+ Follow
More books from this author
Something went wrong. Please try your request again later.

How Money Works: The Facts Visually Explained (DK How Stuff Works) Hardcover – Illustrated, March 14, 2017

by DK (Author)
4.8 4.8 out of 5 stars 969 ratings
See all formats and editions
{"desktop_buybox_group_1":[{"displayPrice":"$13.99","priceAmount":13.99,"currencySymbol":"$","integerValue":"13","decimalSeparator":".","fractionalValue":"99","symbolPosition":"left","hasSpace":false,"showFractionalPartIfEmpty":true,"offerListingId":"FCw%2FkjMUdz%2BQS%2BprWi7PwMXpO4Pyf%2Fa3sKe6n8D2%2FRIFQvx0ycNGvtCiOUUlTL53EZqhUP8N4gLVB1kE1tqfkefA3fbX0iwjxytGoIiRU99wmDVEJq1XT9FHXgs%2FFf4Od4I0Y5RgnI%2F%2FNvparx35Kw%3D%3D","locale":"en-US","buyingOptionType":"NEW","aapiBuyingOptionIndex":0}, {"displayPrice":"$11.96","priceAmount":11.96,"currencySymbol":"$","integerValue":"11","decimalSeparator":".","fractionalValue":"96","symbolPosition":"left","hasSpace":false,"showFractionalPartIfEmpty":true,"offerListingId":"FCw%2FkjMUdz%2BQS%2BprWi7PwMXpO4Pyf%2Fa3pFsIdvuUu104rsEBfE0DkOZgZ%2BUtUtfrgY9YXkPPgPjBpzLlFloCJ9iDuLKV62dAhbj92nYkJq7K9A6AkNW%2FxItKzjFMswyGl8pucChovpff1mGgIaVN3puMrX3EVsR3O1Wrj9%2BZHFPIsP%2BffnLXYffGBdzLR3rE","locale":"en-US","buyingOptionType":"USED","aapiBuyingOptionIndex":1}]}

Purchase options and add-ons

It makes the world go round, but money can truly be an enigma. 

DK’s visual approach breaks new ground. In graphics, charts, and diagrams, How Money Works demystifies processes and answers the hundreds of financial questions we all have.

Money facilitates the billions of transactions that take place every day across the globe. Using ‘need to know’ boxes, step-by-step diagrams, and other eye-catching visuals, How Money Works shows you how this is possible. It explains economic theories, how governments raise and control money, what goes on in the stock exchange, how analysts predict where shares are heading, and many other issues. It busts jargon, explaining terms such as quantitative easing, cash flow, bonds, superannuation, and the open market.

This must-have guide to money further features:

Key financial concepts in a uniquely visual way, using bold infographics combined with simple, jargon-free language. Genuinely comprehensive, covering every aspect of money – personal, business, and governmental. Defines hundreds of money-related terms, such as cash flow, bonds, superannuation, and the open market. Offers essential basic know-how on everything from managing debt to online fraud. Fully up-to-date, covering topics such as cryptocurrencies (Bitcoin, Litecoin, and others) and quantitative easing. Includes localizable appendix of territory specific reference information.

Our forefathers may have used simple bartering to exchange goods and services, but today we depend on complicated financial instruments for pensions, life assurance, mortgages, and more.
How Money Works explains how these work, as well as how to avoid on-line fraud and where to invest. With information on the latest forms of funding and currencies such as Bitcoin, this comprehensive book will fast track you to financial literacy and getting the most from your hard-won cash.
Read more Read less
Previous page
  1. Print length
    256 pages
  2. Language
    English
  3. Publisher
    DK
  4. Publication date
    March 14, 2017
  5. Dimensions
    8 x 1 x 9.5 inches
  6. ISBN-10
    1465444270
  7. ISBN-13
    978-1465444271
  8. Lexile measure
    IG1200L
  9. See all details
Next page
The Amazon Book Review
The Amazon Book Review
Book recommendations, author interviews, editors' picks, and more. Read it now.

Frequently bought together

How Money Works: The Facts Visually Explained (DK How Stuff Works)
$13.99
Get it as soon as Friday, May 17
In Stock
Ships from and sold by Amazon.com.
+
How Business Works (DK How Stuff Works)
$14.79
Get it as soon as Friday, May 17
In Stock
Ships from and sold by Amazon.com.
+
How to Start Your Own Business: The Facts Visually Explained (DK How Stuff Works)
$14.39
Get it as soon as Friday, May 17
In Stock
Ships from and sold by Amazon.com.
Total price:
To see our price, add these items to your cart.
Details
Added to Cart
Choose items to buy together.

From the brand

Previous page
  2. Baking Yesteryear: The Best Recipes from the 1900s to the 1980s
    HealthyGirl Kitchen: 100+ Plant-Based Recipes to Live Your Healthiest Life
    Danny Loves Pasta: 75+ fun and colorful pasta shapes, patterns, sauces, and more
    Joshua Weissman: Texture Over Taste

    Shop cookbooks

    Visit the Store

  3. History Map by Map Collection: 3 Book Box Set
    World War II Map by Map
    History: From the Dawn of Civilization to the Present Day
    Battles that Changed History

    Shop history books

    Visit the Store

  4. Woodworking: The Complete Step-by-Step Manual
    Embroidery: The Ideal Guide to Stitching, Whatever Your Level of Expertise
    Digital Photography Complete Course: Learn Everything You Need to Know in 20 Weeks
    Quilt Step by Step: Patchwork and Appliqué - Techniques, Designs, and Projects

    Shop crafts and hobbies

    Visit the Store

  5. Unforgettable Journeys: Slow Down and See the World
    Ride: Cycle the World
    Outdoor Europe: Epic adventures, incredible experiences, and mindful escapes (DK Eyewitness Trave...
    Go Here Instead: The Alternative Travel List

    Shop Travel Inspiration

    Visit the Store

  6. The Complete Gardener's Guide: The One-Stop Guide to Plan, Sow, Plant, and Grow Your Garden
    The Complete Gardener: A Practical, Imaginative Guide to Every Aspect of Gardening
    No Dig: Nurture Your Soil to Grow Better Veg with Less Effort
    Roses: An Inspirational Guide to Choosing and Growing the Best Roses

    Shop gardening books

    Visit the Store

  7. LEGO Harry Potter A Spellbinding Guide to Hogwarts Houses
    The LEGO Ideas Book New Edition: You Can Build Anything!
    Marvel Encyclopedia, New Edition
    Star Wars Character Encyclopedia, Updated and Expanded Edition

    Shop popular culture books

    Visit the Store

Next page

From the Publisher

Characteristics of Money

Money is not money unless it has all of the following defining characteristics: Money must have value, be durable, portable, uniform, divisible, in limited supply, and be usable as a means of exchange.

Attracting New Customers

It is cheaper and easier for banks to sell products to existing customers—a practice known as cross-selling—since they know more about those customers' individual financial circumstances.

Wealth

Wealth is the value of assets already owned by a household or an individual. It can be savings alone if these are sufficient, or it can be amassed from savings, investments, and inheritance.

Earning Passive Income

Money is received in exchange for little ongoing effort. It is earned from investments, which require some work to set up but then need less attention. The term can also be used to refer to money-making activities undertaken on the side.

Earning Income from Savings

Putting money into savings accounts and fixed-term deposits is low-risk, making them safer options for wary investors. But investors also need to consider if their money is likely to 'earn' enough income to live on.

Investor Types

Fund managers and financial advisers often provide risk-profile questionnaires to individual investors to help them determine which investments best suit them. The questionnaires examine an investor's tolerance to risk, time frame, objectives, and investment knowledge.

Credit Cards

A credit card account allows an individual to make purchases on credit up to an agreed maximum limit. Users can spend as much as they want up to that limit without being charged—as long as they pay off the balance (accrued debt) in full by an agreed date each month.

Editorial Reviews

About the Author

DK was founded in London in 1974 and is now the world's leading illustrated reference publisher and part of Penguin Random House, formed on July 1, 2013. DK publishes highly visual, photographic nonfiction for adults and children. DK produces content for consumers in over 87 countries and in 62 languages, with offices in Delhi, London, Melbourne, Munich, New York, and Toronto. DK's aim is to inform, enrich, and entertain readers of all ages, and everything DK publishes, whether print or digital, embodies the unique DK design approach. DK brings unrivalled clarity to a wide range of topics with a unique combination of words and pictures, put together to spectacular effect. We have a reputation for innovation in design for both print and digital products.   Our adult range spans travel, including the award-winning DK Eyewitness Travel Guides, history, science, nature, sport, gardening, cookery, and parenting. DK’s extensive children’s list showcases a fantastic store of information for children, toddlers, and babies. DK covers everything from animals and the human body, to homework help and craft activities, together with an impressive list of licensing titles, including the bestselling LEGO® books. DK acts as the parent company for Alpha Books, publisher of the Idiot's Guides series and Prima Games, video gaming publishers, as well as the award-winning travel publisher, Rough Guides.

Product details

  • Publisher ‏ : ‎ DK; Illustrated edition (March 14, 2017)
  • Language ‏ : ‎ English
  • Hardcover ‏ : ‎ 256 pages
  • ISBN-10 ‏ : ‎ 1465444270
  • ISBN-13 ‏ : ‎ 978-1465444271
  • Lexile measure ‏ : ‎ IG1200L
  • Item Weight ‏ : ‎ 2.06 pounds
  • Dimensions ‏ : ‎ 8 x 1 x 9.5 inches
  • Customer Reviews:
    4.8 4.8 out of 5 stars 969 ratings

About the author

Follow authors to get new release updates, plus improved recommendations.
DK

DK

Brief content visible, double tap to read full content.
Full content visible, double tap to read brief content.

We believe in the power of discovery. That's why we create books for everyone that explore ideas and nurture curiosity about the world we live in.

From first words to the Big Bang, from the wonders of nature to city adventures, you will find expert knowledge, hours of fun and endless inspiration in the pages of our books.

www.dk.com

Customer reviews

4.8 out of 5 stars
4.8 out of 5
969 global ratings
Great for beginners!
5 Stars
Great for beginners!
Very colorful and easy to read!
Hide
Thank you for your feedback
Sorry, there was an error
Sorry we couldn't load the review

Top reviews from the United States

Jessica C
5.0 out of 5 stars Gift
Reviewed in the United States on February 18, 2024
Verified Purchase
ALOT of info that will be great for years to come. Nice pics and graphics
One person found this helpful
Helpful
 Report
annienoop
5.0 out of 5 stars Easy to understand and apply....
Reviewed in the United States on July 19, 2023
Verified Purchase
Was in one of the major bookstores and came across this. Actually sat down while I was waiting for family members to pick out their books. Fell in love with this. Colorful, easy to understand, and written so that the knowledge can be applied. Got home. Kept thinking about it. Book store re-did their display and didn't know which one I was speaking about. Amazon had it. Really glad they did!
Helpful
 Report
Rayan Alabdulmuhsin
5.0 out of 5 stars Amazing Book. Fast Shipping
Reviewed in the United States on February 14, 2024
Verified Purchase
This book is amazing. Also, it was shipped quickly and on time.
Helpful
 Report
dw781
4.0 out of 5 stars Pretty basic--which is good!
Reviewed in the United States on January 2, 2024
Verified Purchase
I ordered this for my granddaughters to start their journey to financial literacy. I scanned the book and it appears to cover too much background, such as "the origin of money." Once you get past that, it explains pretty well how things work.
Helpful
 Report
Kaloe
5.0 out of 5 stars Interesting about money
Reviewed in the United States on January 24, 2024
Verified Purchase
My boyfriend love this book because there is lots of interesting about money how it start and how it work
Helpful
 Report
Isham Samuel Crozier
5.0 out of 5 stars An Encyclopedia with Flowcharts
Reviewed in the United States on March 22, 2024
Verified Purchase
The encyclopedia is Flowcharts. Encyclopedia can eat you!
Helpful
 Report
Tom McMorrow
5.0 out of 5 stars Bachelor's Degree in a Book!
Reviewed in the United States on January 21, 2019
Verified Purchase
As someone who majored in finance and is very passionate about it, I learned nothing from this book. However, I didn't purchase it to learn, but to educate. I love teaching others about finance, and this is the perfect display book to leave on a coffee table.

The rich, bold graphics are both visually appealing and quickly digestible. When people have questions about a topic in my field, I can show them in two quick pages much of the gist of what they need to know (versus an hour of me rambling!).

I was delighted to see the book didn't shy away from some of the 'meatier' topics like the Time Value of Money (via the formula for compound interest) or the Capital Asset Pricing Model (via the efficient frontier). Every course I took during my undergraduate degree was essentially summed up in every two page section.

If you majored in finance, you won't learn anything here, but this book isn't for you! If you majored in anything else, pick up this book. As someone who dedicates his professional career to this subject, I assure you it is full of all the topics you'll need to know about my field.

Two small areas for improvement are the Time Value of Money and the physical cover of the book. While the formula for computing the future value (FV) of a sum is given in relation to debt, I felt this didn't go deep enough on the topic. I would have enjoyed seeing this crucial topic of present and future values given its own two page vignette, showing the flip side of how compound interest can work in an investor's favor.

The second area of improvement is the physical front cover of the book. The silver outline around the piggy bank and coins scratches off like it was a lottery ticket. This leaves the cover looking easily disheveled. I recommend keeping the book open to a topic you like if you are going to display it (mine is open to the start of the Personal Finance section, personally).
100 people found this helpful
Helpful
 Report
S. Yoshida BS PhD JD
5.0 out of 5 stars Money For Universal Basic Income?
Reviewed in the United States on March 16, 2020
Verified Purchase
ANDREW YANG AND UNIVERSAL BASIC INCOME
In my Amazon review of Andrew Yang's The War On Normal People, I commented that his book explained why some Americans have much more wealth than others. One of his management strategies was Universal Basic Income (UBI).

But where would the UBI money come from?

QUANTITATIVE EASING
How Money Works describes a strategy called Quantitative Easing (QE):
"QE involves the creation of new money – usually in the form of electronic currency – which the central bank then uses to buy government bonds or bonds from investors such as banks or pension funds.” (page 124)

These commercial banks then loan this new money to people and businesses at low interest rates. Theoretically, this infusion of cash to those in need stimulates the economy by increasing the supply and liquidity of money (i.e., businesses and people spend rather than save).

The book cites possible problems with QE:
1) the economy may not respond as expected,
2) inflation may occur, and
3) banks may hoard the money instead of lending as intended. (page 125)

How Money Works notes a case study:
“The UK began a QE program in early 2009, after interest rates were cut to almost zero. Most of the new money has been used to purchase government debt. The effects of QE depends on what sellers do with the money they receive from selling assets, and what banks do with the additional liquidity they obtain. The Bank of England believes QE has boosted growth, but at the cost of higher inflation and increasing inequality of wealth, as prices rise." (page 125)

THOUGHT EXPERIMENT (i.e., daydream)
Experimental evidence suggests that people in need tend to spend their UBIs on necessities such as food, rent and utilities. If so, the main issue may be where the UBI money comes from, not how responsibly the money is spent.

Again, I’m more of a biologist than economist. But what would happen if the central bank distributes its new money directly to people in need (or as UBI) instead of having them borrow from commercial banks and pay interest?

What would happen if new money begins circulating through the economy from the bottom (trickle up economy) instead of through commercial banks?

In my Amazon review of Napoleon Hill’s Law of Success (1925 manuscript version), I wrote, “Ideally, people come before money. Perhaps like self-government, money should be of the people, by the people, and for the people.”
23 people found this helpful
Helpful
 Report

Top reviews from other countries

Translate all reviews to English
Daniel 98765
5.0 out of 5 stars So THAT'S how!
Reviewed in Canada on January 6, 2024
Verified Purchase
How Money Works is clear, understandable, and very informative. Liking it each time I read more in it.
Report
martha rubi
5.0 out of 5 stars Muy completo y sencillo. Gran libro.
Reviewed in Mexico on May 27, 2020
Verified Purchase
La manera de exponer los temas es simple y efectiva. Es visual, pero no deja de lado entrar a fondo en los temas. Lo recomiendo mucho.
Report
Chong Boon Sin
5.0 out of 5 stars Money make the world go round
Reviewed in Singapore on April 14, 2021
Verified Purchase
After reading this book for the past few week, it give me a good insight how the financial world function and impact on our economy and daily life. It is a good book to read for leisure.
Report
Tim
5.0 out of 5 stars How Money Works: The Facts Visually Explained
Reviewed in Canada on November 10, 2023
Verified Purchase
Buy this book, it has a good amount useful information. Nice diagrams and explanation of key financial concepts. Great for both adults and youth, especially for youth.
Report
Anónimo
5.0 out of 5 stars Muy bonito
Reviewed in Mexico on February 4, 2020
Verified Purchase
Muy buen material
Report